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Not just in the wider, existential sense, but in the specific, some time in the next 45 minutes sense. ADDED BENEFITS EARLY IN 2016 FOR NEW CUSTOMERS:?? Free bottle of house wine when spending ??15 at Donatello ?? As well as 27% off the cover price of The Argus and free delivery to your home every day. Redraw facility Having a redraw facility allows you to pay extra money into your loan that you can take out (or redraw) later if you need it.