5 risk in the Goods shall pass on delivery or collection by the Company or its agent, whichever is the earlier. The card should be kept in a safe place in the plastic wallet supplied with it, but if it is lost, stolen or damaged, a replacement can be ordered by contacting the Council Tax office on the number above. Prior to joining HSBC, Lane was Director, Portfolio Strategy at TD Asset Management in Toronto, where he was responsible for manager research and portfolio strategy for Canadian and global balanced portfolios.
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