If both names or addresses need to be changed, both account holders must log on to their own Online Banking and change their own details. Whether out of spite or whatever sense of inadequacy drives a schoolyard bully, humans are going to torment any robots who are set to work around them. It would, therefore, have been comforting if either of the two reviews into the industry published late last year had addressed the fundamental unsustainability of the present structure.
But there's no question this is going to play an important role in rankings in future, as Google Engineer Othar Hansson's comments when launching rel author last August show. It's too late to catch him now in the UK, as he is flying out, with his family, to Argentina this week to live and work with the growing Church in Jujuy. Look for the star rating on each this shows you how helpful it has been to other people, so you can quickly find the best.