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These insurances are 'risk rated' rather than 'community rated' and generally offer lump sum payments in the event of specific illness or loss. One of the meals which was brought to the table had to been sent back to be re heated as it was cold. People obviously spent Boxing Day recovering, and then on the 27th of December they cracked out their new gizmos, installs ticked up and have continued on a straight line of about 30 new installs a day ever since.
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