Excepteur sint obcaecat cupiditat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum. Make it seem like a potential customer owes you money (and that they'll lose something important to them if they don't pay). If you place much stock in statistics, Australia arrived on these shores ranked second behind South Africa with England further down the pecking order, fourth equal with Pakistan and India.
When we advertise a Representative APR this is the rate that we must give the majority of accepted customers on loans within the promoted tier. If you read it it looks like someone was typing Spanish really fast on a keyboard with no interest in correcting their mistakes. Our Eco Pak polystyrene loose fill is one example of how Custompac have achieved just that, by turning waste polystyrene into a top quality, inexpensive packaging product.