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1 If the Company is not an account holder approved in writing by Stream Networks all invoices are payable before delivery of the Goods or immediately following submission of a pro forma invoice from Stream Networks, whichever is the earlier. ??Universal credit is set to be one of the most controversial benefits the UK has known, it is our opinion that the system is long due an overhaul and on paper universal credit has the potential to make a difference to many people. For people with a disability related to a psychiatric condition individualised funding and packages are relatively new.