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Don't panic remember, lots of very able people either don't go to uni straight from school or don't go at all. Employer contributions Contributing extra to super Super for self employed people Super for casual workers Super vs mortgage +Super investment options +Super fees +Insurance through super Super death benefits +Tax & super +Getting your super + Is your super on target. From 1 January 2016, new entrants to residential aged care will have their net rental income from their former home assessed under the aged care means test.