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Paul Birtles set to celebrate 21 years of selling property from its Urmston base PAUL Birtles Estate Agents is preparing to celebrate 21 years of trading from its centrally located Urmston office. ??A co payment is where you agree to pay a set amount for each day you are in hospital, in exchange for lower premiums for example, you agree to pay the first $50 per day in hospital. The garden is packed with colour and scent to lift the spirits, and you'll see champion trees, National Collections and plentiful birdlife chirruping with the excitement of springtime.