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While many bonuses now release in increments, make sure you check the time limit, as when this expires you will lose any unclaimed bonus. 5 If you are a resident of the United Kingdom you must confirm that you are legally resident in the United Kingdom. pension of previous generations, with combined state and private pension of two thirds of pre retirement income, an average earner would have to contribute at the 8 per cent level every year from age 22 to age 77.