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but I've been trying to save for a house' argument, the reply is that there can be no evidence that savings are earmarked for a home purchase and in any case in the current climate of lending, a household on universal credit is highly unlikely to be able to obtain a mortgage. s largest provider of residential activity courses & holidays for children aged 7 17 in term time and school holidays. Should you wish to extend the functionality of your application we can help you using API's to integrate it with other programs.