It usually covers loss, accidental damage and theft but may not cover you if your phone is stolen when you leave it unattended. As a former police officer, Frank will be familiar with the routine, the 'standard operating procedure' as I believe the Americans call it, to be followed when a corpse or an apparent corpse is discovered in a jurisdiction where basic principles of English Common Law apply. ??Persistent phone calls Scammers can call you endlessly or try to keep you on the phone for a long time.
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