Particularly the policies of the Scottish Government when rumours and dark hints of coulds, maybes, perhaps and possiblies become truths. 2% (gross returns before fees, taxes and other costs) Volatility: High Expect a loss: 4 5 years in 20 Balanced Around 70% in shares and property The rest in cash or fixed interest Investment: $10,000 after 5 years $13,200 Expected return: 5. Only in the final paragraph are we informed that "there are no proposals for closure of any of these services".
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